Get paid before closing.
You've already earned this commission. We purchase a portion of it before settlement, so inspections, appraisals, financing contingencies, and a slow closing calendar don't hold up your income.
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RMT Financial Services
123 Maple St, Richmond — pending sale
Commission due at closing
$12,400
Available now
$8,000
The three questions every agent asks
We answer them here, not buried in a document you have to hunt through.
What if the deal falls through?
In most cases, nothing. This is a non-recourse purchase under your agreement — you don't owe the advance back if the transaction terminates for a covered reason.
Read the recourse terms →What does it cost?
A flat, disclosed fee — no interest, no APR, no hidden math.
See the full fee schedule →Does my broker have to be involved?
Yes. Virginia commissions run through the broker, so we get a short acknowledgment from your brokerage — most sign in minutes.
See how brokers are involved →How it works
Contract accepted
Your deal goes under contract. That starts the clock — nothing to sign with us yet.
Apply for an advance
Submit your contract, commission statement, and title company. Your brokerage acknowledges the assignment.
Receive funds
Once approved, your purchased amount is sent directly to you.
Close the deal
At settlement, our purchased share is deducted on the closing statement — same as any other payoff.
Why agents use advances
Local, not national
From Short Pump to Church Hill, Midlothian to Mechanicsville — we know the neighborhoods, brokerages, and title companies you work with every week. Your file is reviewed by a person here in Central Virginia, not routed into a national queue.